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What is a strategy?

A strategy is a collection of actions that if implemented together, can reduce the risk of damage during a weather event or crisis.

Keep your grounds maintained
  • Tropical Cyclone
  • Strategy
  • NT
  • QLD
  • WA
Items in your garden, can become wind-borne debris if they're not securely anchored to the ground.

It's important to maintain your garden to ensure that items are securely anchored or stored to avoid the risk of wind-borne debris. This can include:

  • lightweight sheds
  • boats
  • caravans
  • trampolines
  • and fence

To stay safe you should:

  • regularly check the condition of free-standing carports, verandas, patios, fences and sheds
  • keep trees trimmed and remove dead branches and remove coconuts from coconut palms
  • install and maintain tie-down points or ground anchors for lightweight sheds, caravans, boats
  • clear the property of items that could become wind-borne debris
  • ensure the posts and anchorage for shade sails are in good condition and the shade sails can be easily removed as part of the preparation for a cyclone. 

Actions

You should secure caravans, boats and other trailers. This will help to prevent them being overturned or shifted by high winds. Moving items could cause damage to the home and other buildings.

Action Level
Home (Residential Building)
Application for
Existing houses
Timing
Preparation well before event
Preparation Immediately before and event
Considered by Insurers
Could my insurer consider this action beneficial?
Unknown
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Low
Implementation
Could be done by a Handyperson

Loose items around your property can damage your home in a cyclone. If items become airborne they can damage your house.

You should:

  • take down shade sails and umbrellas
  • secure outdoor furniture before an event.
Action Level
Home (Residential Building)
Application for
Existing houses
Timing
Preparation Immediately before and event
Considered by Insurers
Could my insurer consider this action beneficial?
Yes
Potential Savings in Risk Premium
Could this action have a tangible impact on my risk premium?
Yes
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Low
Implementation
Could be done by a Handyperson
Part of Building
Window, Door

Garden sheds and other lightweight structures can cause damage in a cyclone. If they are not tied down they can be upturned or blown away. This can cause damage to the shed, your property or your neighbours' home.

You should securely anchor them to the ground or a concrete slab to prevent movement.

Action Level
Home (Residential Building)
Application for
Existing houses
Timing
Risk Reduction (long term)
Considered by Insurers
Could my insurer consider this action beneficial?
Yes
Potential Savings in Risk Premium
Could this action have a tangible impact on my risk premium?
Yes
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Low
Implementation
Could be done by a Handyperson
Part of Building
Shed

Trees that are near to the house, or overhang the roof, pose a risk from:

  • dropping leaves and other detritis that may block gutters and downpipes allowing rain water to enter the ceilings and eaves
  • fallen branches that may block gutters and damage the roof cladding or structure
  • damage to the building envelope, windows or doors from fallen trees
Action Level
Home (Residential Building)
Application for
Existing houses
Timing
Maintenance
Considered by Insurers
Could my insurer consider this action beneficial?
Yes
Potential Savings in Risk Premium
Could this action have a tangible impact on my risk premium?
Yes
Cost
Very low <$1000, Low $1000-$10,000, Medium >$10,000, High >$100,000
Low
Implementation
Could be done by a Handyperson
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